Key Points
- Outer-suburban postcodes dominated EV purchases via novated leasing in 2025
- Most top postcodes have household incomes above the national median of $90,792, but several are only modestly above it, showing the FBT exemption is reaching everyday working families.
- The federal government began a formal review of the Electric Car Discount in December 2025. A decision on its future could come at any time.
New data from the National Automotive Leasing and Salary Packaging Association (NALSPA) shows outer-suburban postcodes across Australia led battery electric vehicle (BEV) purchases via novated leasing in 2025. The figures come as the federal government reviews the Electric Car Discount and fuel prices continue to rise.
Top 10 Postcodes for EV Novated Leasing in 2025
NALSPA data shows these postcodes had the highest number of BEV sales through novated leasing using the FBT exemption in 2025.
Top 10 Postcodes for BEV Sales via Novated Leasing (2025)
Rank | State | Postcode | Main Suburbs | Median Household Income |
1 | VIC | 3029 | Tarneit, Hoppers Crossing | $97,656 |
2 | VIC | 3030 | Werribee, Point Cook | $106,964 |
3 | NSW | 2765 | Marsden Park, Riverstone | $132,288 |
4 | NSW | 2155 | Kellyville, Rouse Hill | $158,184 |
5 | ACT | 2611 | Coombs, Wright, Duffy | $129,064 |
6 | QLD | 4300 | Springfield, Springfield Lakes | $106,184 |
7 | VIC | 3064 | Craigieburn, Roxburgh Park | $94,744 |
8 | NSW | 2153 | Baulkham Hills, Winston Hills | $129,792 |
9 | NSW | 2620 | Queanbeyan | $107,692 |
10 | ACT | 2914 | Harrison, Bonner, Amaroo | $156,208 |
Who Is Buying? A Look at Household Incomes
According to the 2021 ABS Census, Australia's median household income is $90,792 per year. All 10 top postcodes sit above this figure. But the gap varies. Craigieburn (VIC, $94,744) and Tarneit ($97,656) are only modestly above the median. These are working families, not high earners. Kellyville ($158,184) and Harrison ($156,208) however are at the higher end.
The data suggests the FBT exemption is benefitting a range of income levels, particularly in growth corridors where families face long commutes and high fuel costs.
Why Outer Suburbs?
Outer-suburban residents tend to drive longer distances each day. They are also more likely to have off-street parking and rooftop solar. This makes EVs a practical choice. Charging at home overnight or using solar power cuts running costs further.
NALSPA chief executive Rohan Martin said the pattern has been consistent since the discount launched. 'Since its inception, the EV FBT exemption has been most popular among working families living in the outer suburbs,' he said.
With fuel prices rising due to global supply disruptions, the savings from switching to an EV are growing. NALSPA estimates drivers could save thousands of dollars on fuel each year. Martin noted that fuel price hikes of $0.25 to $1.00 per litre could persist for some time.
The Government Review of the Electric Car Discount
In December 2025, the Australian Government announced a formal review of the Electric Car Discount. The review is being conducted by the Australian Centre for Evaluation at Treasury and the Department of Climate Change, Energy, the Environment and Water.
The review started on 6 February 2026 and is due to report by mid-2027. However, a decision to alter, continue or end the discount could be made at any time during this period.
Electric Car Discount Review: Key Facts
Item | Detail |
Review announced | December 2025 |
Review start date | 6 February 2026 |
Expected report | Mid-2027 |
Conducted by | Australian Centre for Evaluation (Treasury) and DCCEEW |
Discount in place since | 1 July 2022 |
PHEVs eligible? | No, removed from 1 April 2025 |
Decision timing | Can be made at any time during the review |
The review will look at whether the discount is still needed to drive EV uptake, and whether the current settings should change. This includes whether FBT exemptions on existing leases will be protected if the policy changes.
NALSPA has submitted to the review, arguing the discount should continue. Martin said: 'We cannot increase EV uptake further, especially during this early adoption phase, without continued targeted demand-side incentives. The EV Discount is more than proving its worth but there is still much heavy lifting to be done.'
EV Sales and the Road Ahead
Australia's EV market has grown from under 2% of new car sales in 2022 to more than 12% by the end of 2025. The number of EV models available has grown from 56 to over 160 in the same period.
Martin said the transport sector is on track to become Australia's largest source of emissions by 2030. 'Increasing EV uptake is absolutely crucial,' he said. 'Working Australians are telling our members that they would not have purchased their EV without the FBT Discount.'
EV Sales in Australia
About the author
Danny Thai
Danny is a consultant and entrepreneur working at the cutting edge of the electric vehicle and energy transition. He is passionate about educating and helping consumers make better decisions through data.
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